Straight answers.

We buy the property with a bridge loan and use private capital to cover the down payment. That investor is repaid by us after closing, and we hold a silent secondary note with a balloon at 5 years (extendable yearly up to 10). The bridge loan does not hit your personal credit.

The lender runs one soft credit pull to gather what's needed — minimal impact on your score.

You do — 100% at closing, no strings.

We source deals through our network and set the purchase price. The spread between the price we acquire at and the purchase price is how we earn — no upfront fees to you, aside from a $495 property valuation fee.

It depends on the lender we pair with your deal. Some offer no payments for the first 12 months; others have monthly payments but reduce your seller-carry by $5,000. Either way, the first payment is usually 30–45 days out, and the seller-carry agreement itself has no monthly payment.

No — you own it 100%, so selling is your call on the open market like any other owner. We're happy to advise on timing if you ask.

No. The model is built for first-time investors: vetted deals, a newbie-friendly broker, and contractors and property managers already lined up. You make the decisions — you're never figuring it out alone.

Yes — most of our investors don't live where they buy. The local team (contractor, property manager, title) is on the ground; you manage from wherever you are.

Not a blocker. Forming one takes days in most states, and we tell you exactly which documents you'll need once it's set up.

Typically: driver's license, a voided check, and your LLC's Articles of Organization, EIN letter, and Operating Agreement. Your broker collects everything in one pass.

You own the property fully at close, so due diligence and getting the renovation done are yours. We front-load as much diligence as we can and help you solve problems, but the outcome is ultimately your call.

Yes — single-family up to 4-plex. Any property you bring runs through the same strict investment formula before it moves forward.

Our sourcing and teams are focused on Midwest markets where the cash-flow math works. Other areas are considered case-by-case if the numbers clear the formula.

You fund the start of the renovation, then get reimbursed through lender draws as stages of the work are completed and inspected.

A common benchmark is $100–$300 per door after mortgage, taxes, insurance, management, and reserves. We target ~$200+/door — enough that 50 doors run like a $120K/year business. Beware pro formas that show more by omitting vacancy, maintenance, or management.

Monthly rent should equal 2% of the purchase price ($100K house → $2,000/mo rent). It's a screening shortcut from a different era — almost nothing hits 2% today. Around 1% is a realistic Midwest target (our Dayton example: ~1.2%). Use it as a filter, not a verdict — actual expenses decide whether a deal works.

Applied to rentals, it usually means 80% of results come from 20% of decisions — buying right matters more than everything after. It also shows up in expenses: a handful of items (turnovers, vacancies, big-ticket repairs) cause most of the cost. It's why we obsess over the buy formula and capital reserves rather than fancy finishes.

Common routes: house-hacking with an FHA/VA loan, partnering, seller financing, or a structure like ours — a bridge loan funds the purchase and private capital covers the down payment, repaid by us after closing and held as a silent note. That's the core of the model: your savings aren't the bottleneck.

At ~$200/door monthly cash flow, roughly 40–45 doors gets you to $100K/year; we plan around 50 as the "self-sustaining" mark (~$120K). Fewer doors with higher cash flow works too, but in cash-flow markets, count on scale doing the heavy lifting.

Yes — but it's a scale game, not a one-door miracle. One rental is a side income; a portfolio is a living. At ~$200/door, replacing a typical salary takes dozens of doors, which is why our whole system is built around the path from door #1 to door #50 — and why we preach capital reserves until the portfolio carries itself.

The real ones: overpaying because the seller sets the price, inflated rehab or rent estimates, and weak local management after close. We reduce them by showing you the full deal breakdown — comps, scope of work, projected terms — before you commit, and you own the property 100%, so you can verify everything independently. Any turnkey company that discourages independent due diligence is the risk.

They're worth it if the math survives scrutiny and you value time over hunting deals yourself. You'll pay more than a DIY off-market flip, but you skip months of sourcing, contractor vetting, and mistakes. Run every deal through the same test: does it cash flow after all expenses, with honest rent comps? If yes, the convenience premium usually pays for itself.